One British person signs an equity release deal in the UK every 12 minutes; in Spain, it’s not common. After the worldwide credit crunch in 2018, the bank of Spain really restricted the banks in the services they can offer. Private Equity Release companies and funds are now emerging and offering Equity Release to both ex-pat clients and Spanish nationals... Read more »
A new tax expert joins the team.
We are delighted to welcome Rafa Hernandez to the Spanish solutions family. Rafael Hernández Rafael is from Murcia City. His talent is to help companies, like Spanish Solutions to get better results from an outstanding organisational system. Rafa decided to study for a degree in Business and Administration at the University of Murcia. Later he studied for a master degree in... Read more »
Health insurance in Spain.
Health Cover in Spain for our British and non-European clients. We’re often asked, “do we need private medical care if we intend to move to Spain or indeed if we live here in Spain already?” The answer as in so many of these cases is; It depends. There are two main types of clients who need private medical care; British... Read more »
Non-Lucrative Visa In Spain
Start the visa application first if you are retiring in Spain; only then start looking for your dream home in the sun. The non-lucrative visa in Spain is the “Brexit-beating” clause presented to us by the Spanish Government. British people, in particular, want to move to Spain; that has not changed. What has changed is the law here regarding the... Read more »
Remote working in Spain is a reality for thousands.
Covid -19 has influenced society in many ways since March 2020. How many of the positives like homemade meals, family quiz nights on zoon and home exercise will survive, remains to be seen. A trend that was happening anyway especially with Brexit too having created the perfect storm is one of people living and working in Spain, yet earning wages... Read more »
Cash flow issues? The Spanish Govt can help!
Are you a business with cash flow issues arising from the covid pandemic? The EU is providing grants for business owners who lack liquidity. This article is for you. Companies are struggling to pay their debts Small and medium sized companies are struggling to pay their debts- A new grant released June 7th 2021 can help. Good news. According to... Read more »
How can we help you to purchase a Spanish Property?
This is a real question from an Irish lady received today. They wanted to know, How can Spanish Solutions help them to purchase a Spanish Property? Client enquiry Dear Spanish Solutions We intend to purchase a property in Villamartin from Adam in Spanish homes online in June 2021. It is a three-bedroom townhouse in Los Dolses to be specific. We are... Read more »
Is your law office in Spain giving you honest reviews?
I was reading an online review yesterday for a law office in Spain based in Alicante. Loads of good reviews in fact, but I noticed one of them was from “Patrick O’ Toole, Dublin, United Kingdom”. Patrick was profuse in praise for the lawyers, but I’m thinking the fact that he is from Dublin in the UK suggests a little... Read more »
What is the typical return on investment?
The return on investments varies as it really depends on the underlying investment portfolio. The bond is just the tax-efficient way of investing and it’s then dependent on the type of portfolio selected. A high growth portfolio can easily achieve double-digit returns whereas a cautious portfolio around 4-5% per annum. There is a bond managed by Prudential which is very... Read more »
Spanish Bonds; a better option than UK Bonds?
As an expat in Spain, should I convert my British bonds to the Spanish version? The following is a guest post by: David Evans, DipFA International Financial Adviser David represents Blacktower Financial Management (International) Limited UK Bonds Vs Spanish Bonds I have met many clients whilst undertaking financial reviews that hold UK Bonds with Insurance companies. Such as AVIVA, Friends... Read more »