Spanish Solutions - Home Insurance

Home Insurance – what are the advantages of having home insurance and what should a good policy include? Below is a guide …

Home assistance, 24 hours a day, 365 days a year, with just a simple telephone call.

Index-linked insured sums to ensure that the sums do not become out-dated and that, in the event of a claim, you receive the adequate indemnity payment.

The three options include legal defence, claims for damages an IT assistance service, 24-hour assistance and a home improvement service.

When looking at choosing a provider, look for different choices of cover. Below are some examples …

BASIC COVER – Guarantee of security inside and outside your home.

Fire, explosion, light, water damage, damage caused by acts of vandalism or ill intent.
Floods, rain, hail, snow, broken windows, broken sanitary ware.
Theft with violence and mugging inside the home.
Miscellaneous expenses for salvage.
Broad cover for public liability as the owner/tenant and head of the family, including public liability for fishing up to 300,500 euros.
Repair assistance service, 24 hours a day, all year and a DIY service.
Family legal defence.
IT assistance.
Legal defence for internet commerce.

PLUS COVER

Extension of cover for theft with violence, mugging and larceny.
Breakage extension: Perspex furniture, glass/ceramic hobs and glass in electrical appliances.
Aesthetic restoration of the building/contents. Garden reconstruction.
Replanting trees/garden.
Refrigerated goods.
Garden furniture.

Extension of cover for theft with violence, mugging and larceny
Breakage extension: Perspex furniture, glass-ceramic hobs, glass in electrical appliances, glass in solar panels.
Aesthetic restoration of the building/contents.
Garden reconstruction.
Replanting trees/garden.
Refrigerated goods.
Excess water consumption.
Complete building collapse.
Accidental spills of liquid other than water.

We work with an excellent insurance provider and can put you in touch with them for quotes.