Please see Part 1
The HORIZONTAL LAWS can be found on the internet, however, the community rules can only be obtained from the Administrator or President of your community. These rules cover behaviour, pets etc. in the community. You also have the right (as an owner) to inspect all the previous years minutes including balance sheets.
One or two points worth mentioning about meetings.
Generally only the President can call a meeting however 25% of the owners combined can legally call a meeting through the Administrator if the President refuses.
A meeting always has two start times or “calls”. For the meeting to be legal on the first “call” 51% of owners must attend to form a quorum. As this very rarely happens the law states that any number of owners form a quorum when a second meeting is arranged but that this meeting must be at least thirty minutes after the first call. Therefore when you are invited to an A.G.M. it will have “First Call” and “Second Call” times. The second call being thirty minutes after the first and the time the meeting will start.
As mentioned it is possible under this system for two or three owners to steer the community in a direction to suit them which may not suit you, so again the message is participating in person or by proxy.
Unless the community has vastly different sizes of homes most owners coefficients will be similar enough that a simple majority vote will decide. The condition is one owner one vote (not one vote per apartment). Strictly speaking a proposal can only be passed if it has a majority of owners and coefficients however if a situation occurs when a majority of coefficients (for example the builder may still own half the community so has 50% of the coefficients but only one vote) is for a proposal and a majority of owners are against he can not force through his proposal because both criteria are not met.
What else will I have to pay?
To the community, nothing else, only your community charges and any one-offs agreed at a meeting.
I.B.I. is, more or less, local rates and is charged once a year (Between 15th March and 22nd May)
Tasa Basura. Is for rubbish collection and is taken twice a year (Between 24th April to 30th June and 3rd July to 17th September)
It is better to ask your solicitor to set up direct debits for all the above plus your electric and water charges, he/she should do this automatically as it is included in his fees which are always a fixed percent. If you go back later and ask him/her you may be charged again. When they are set up it is hassle free as long as you keep money in your account. Even if only one payment is missed the companies will not try again and you may find your water or electric cut off for a bill you missed last year or an old I.B.I.
When they are set up it is hassle free as long as you keep money in your account. Even if only one payment is missed the companies will not try again and you may find your water or electric cut off for a bill you missed last year or an old I.B.I. bill that attracts interest at 10% if not paid.
Tips.
Before you buy do make sure there is no debt on the property. If you are taking a mortgage then the bank will have checked. If your solicitor says it is all debt free ask if they have checked:
Community Charges
Debt on Apartment (Nota Simple)
Taxes (I.B.I. etc)
Utilities
Do go and talk to the President before you buy. He / She will probably have lived in Spain for a while and can give you lots of tips. If the President is Spanish (and you can’t speak Spanish) then ask if he can suggest an English resident to speak to. Remember if the majority of owners are one nationality it will greatly influence the way the community is run. The owners are the community.
Ask what language is used at meetings and in written communication. If the owners vote for Chinese then Chinese it is with no obligation to translate (although the official meeting minutes must be filed in Spanish).
We are happy to explain when buying a property how this works and if you require assistance with purchasing then please let us know: enquiries@spanishsolutions.net (Amanda) and we will be delighted to explain how everything works.
42 Comments
Brian
Can an owner on a community who’s also the paid gardener be president or is there a conflict of interest?