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Taking A Mortgage

The process of applying for a mortgage in a foreign country can seem like a daunting idea, but at Spanish Solutions, we are here to help you every step of the way.  We have strong relationships with several of the High Street banks, and can help you to secure the finance you need to make your dreams of owning your property here in Spain become a reality. 

Most banks are willing to finance up to 70%, and they will typically offer their clients mortgages of up to 60% of the Purchase Price.  The process for applying for a mortgage here, is similar to that in any country in Europe.  They will expect you to provide certain documents to verify your identity, your economic circumstances, and your current assets.

We at Spanish Solutions can help you through the whole process.  We will advise you on the paperwork requirements of the banks at the outset.  Once you have passed us your paperwork, we will assess your application against the lending criteria of each of the banks.  This way we can ensure that you have access to the best terms and conditions for your circumstances. We take out the confusion as you will be dealing with an English speaking company that will also clearly explain the forms, the Bank´s requirements and how the paperwork should be presented. 

Interest rates are very low at present, and most banks offer an annual fixed Interest Rate, so you know in advance exactly how to budget for your new property.  This makes now a great time to buy your dream home in Spain.

We also have a sister property company www.comaskey.com and can help search for the right property for you, assisting you every step of the way. Many people think it is impossible to get a mortgage, but depending on your income situation, you may find the banks surprisingly helpful.  You will certainly find us helpful. Please contact Amanda on enquiries@spanishsolutions.net so that we can arrange for your to talk to our Mortgage Adviser now.

 

Looking for a solution?

Feel free to get in touch with any enquiries and one of our friendly members of staff will get back to you as soon as possible.

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