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Home Insurance

Home Insurance – what are the advantages of having home insurance and what should a good policy include? Below is a guide   …

  • Home assistance, 24 hours a day, 365 days a year, with just a simple telephone call.
  • Index-linked insured sums to ensure that the sums do not become out-dated and that, in the event of a claim, you receive the adequate indemnity payment.
  • Option of paying by installments.
  • The three options include legal defence, claims for damages an IT assistance service, 24-hour assistance and a home improvement service.
  • Your goods will be insured on a “value as new basis”
  • When looking at choosing a provider, look for different choices of cover.  Below are some examples …

BASIC COVER – Guarantee of security inside and outside your home.

  • Fire, explosion, light, water damage, damage caused by acts of vandalism or ill intent.
  • Floods, rain, hail, snow, broken windows, broken sanitary ware.
  • Theft with violence and mugging inside the home.
  • Miscellaneous expenses for salvage.
  • Broad cover for public liability as the owner/tenant and head of the family, including public liability for fishing up to 300,500 euros.
  • Repair assistance service, 24 hours a day, all year and a DIY service.
  • Family legal defence.
  • IT assistance.
  • Legal defence for internet commerce.

PLUS COVER

  • Extension of cover for theft with violence, mugging and larceny.
  • Breakage extension: Perspex furniture, glass/ceramic hobs and glass in electrical appliances.
  • Aesthetic restoration of the building/contents. Garden reconstruction.
  • Replanting trees/garden.
  • Refrigerated goods.
  • Garden furniture.

PREMIUM COVER

  • Extension of cover for theft with violence, mugging and larceny
  • Breakage extension: Perspex furniture, glass-ceramic hobs, glass in electrical appliances, glass in solar panels.
  • Aesthetic restoration of the building/contents.
  • Garden reconstruction.
  • Replanting trees/garden.
  • Refrigerated goods.
  • Excess water consumption.
  • Complete building collapse.
  • Accidental spills of liquid other than water.

We work with an excellent insurance provider and can put you in touch with them for quotes.

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