One of the most useful pages in Spain is the Citizen’s Advice Bureau in Spain, as they keep up to date on many changes.
A new Healthcare law has just been published (Monday June 30, 2018) which we have not studied in Spanish Solutions but apparently´re-establishes´ the right to free healthcare for all residents in Spain.
The first provision relates to those who have subscribed to the “Convenio Especial” or voluntary payments because they were not entitled to free healthcare in other ways, such as through being employed, being self-employed or being in receipt of old age pensions.
The CAB advise that there is a statement that the healthcare cover under the Convenio Especial will last till the end of the month in which this Decree has been published, so 31st July 2018. There is no mention of what happens afterwards.
The CAB recommend that all those who currently pay the convenio especial or voluntary payment should make an appointment with the local INSS (Social Security) as soon as possible for clarification.
If there is a contact number on the contract signed when joining the convenio, you could try to call that to verify as well.
Please note if you are not subscribing to the Convenio Especial, there is no need to do anything for now, as there is no further news yet on those who are paying private health care etc.
This is too complex a matter for us to follow and advise, but the articles in the above links are very useful and this summary from the CAB will help give hope to many:-
“Note* We enderstand that it is not easy for members to plough through the articles. Basically all residents have always been entitled to healthcare if not insured due to employment or S1. This is a modification for those irregulars. We think that with this royal decree, the INSS offices may find it difficult to continue with their internal agreements of denying healthcare to those post April 2012 residents.”
In essence, it looks hopeful that before long it may be possible for Residents of Spain to access healthcare free of charge without the current problem of pre-retirees having to pay private health care etc etc, but this is not published yet.
We advise that you follow the updates on the CAB page (https://www.citizensadvice.org.es) and their page on facebook for further news (Citizens Advice Bureau Spain).