Blog Category: Businesses in Spain

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Cash flow issues? The Spanish Govt can help!

Posted and filed under Businesses in Spain.

Are you a business with cash flow issues arising from the covid pandemic? The EU is providing grants for business owners who lack liquidity. This article is for you. Companies are struggling to pay their debts Small and medium sized companies are struggling to pay their debts- A new grant released June 7th 2021 can help.  Good news. According to… Read more »

What is the typical return on investment?

Posted and filed under Businesses in Spain.

The return on investments varies as it really depends on the underlying investment portfolio. The bond is just the tax-efficient way of investing and it’s then dependent on the type of portfolio selected. A high growth portfolio can easily achieve double-digit returns whereas a cautious portfolio around 4-5% per annum. There is a bond managed by Prudential which is very… Read more »

Spanish Bonds; a better option than UK Bonds?

Posted and filed under Businesses in Spain.

As an expat in Spain, should I convert my British bonds to the Spanish version?  The following is a guest post by: David Evans, DipFA International Financial Adviser David represents Blacktower Financial Management (International) Limited UK Bonds Vs Spanish Bonds I have met many clients whilst undertaking financial reviews that hold UK Bonds with Insurance companies. Such as AVIVA, Friends… Read more »

Have you got a grip on your business in Spain costs and expenses?

Posted and filed under Businesses in Spain.

We want to explain to you the importance of having got a grip on your business in Spain. Is cash flow killing the business of your dreams in Spain? Without profit there is no business- Sounds obvious? Not necessarily. Many businesses in Spain have very little in the way of management accounts. We once had two internal accountants, Debbie and… Read more »

Spanish Solutions (Covid) news.

Posted and filed under Bare Ownership, Brexit and Spain, Businesses in Spain, Newsletters.

Newsletter, The COVID Issue:  What a time to be alive. You haven’t heard enough about Coronavirus yet, so here we go.…Just a little more on what is “new” in Spain. Business people here and there are talking about the “new normal”. Bad news. There is no such thing. Nothing is normal about these times and what was “normal” only 4… Read more »

What will business in Spain look like post-COVID 19?

Posted and filed under Businesses in Spain, General Articles of Interest, In the Spanish News.

Business in Spain will never be the same again. That is good for a business who offer safety and security to their clients, bad for those who are only offering cheap and cheerful. What will business in Spain look like? The “New Normal”. We are entering week 14 now since it became clear that things are going to change in… Read more »

Buying a Business in Spain (Post coronavirus)

Posted and filed under Businesses in Spain.

Coronavirus has changed buying a business in Spain. Also business life in Spain will never be like it was. This is my opinion rather than a fact, but I’ll need a lot of time to be proven wrong. The good news if you can call it that, is it’s going to be worse elsewhere. Spain will get off relatively lightly… Read more »

Initiatives to help Small Businesses in Spain

Posted and filed under Businesses in Spain, Financial outlook, In the Spanish News, Taxes in Spain.

Many small businesses in Spain are suffering from a short term cash flow crisis. The government is trying to help and has two new measures released this week. Loans for Small Businesses We spoke previously in a blog post about the 10-year loans at an interest rate of 0% for small to medium sized companies (small businesses and medium businesses)… Read more »

Assistance for the Self-Employed – Coronavirus

Posted and filed under Businesses in Spain, Financial outlook, General Articles of Interest, In the Spanish News.

Assistance for the self-employed or autónomos is now available in Spain. The coronavirus pandemic has caused devastation amongst the workforce and businesses and self.employed people alike. The government published a decree on the 14th March ordering many businesses to close. There was then a further law on the 30th March which restricted many more workers. As at now (7.4.20), all… Read more »

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