Discover how our Costa Blanca ecosystem connects homeowners, investors, and top agents.
Whether you are a homeowner looking to enjoy a financially secure retirement in the sun, an investor hunting for high-yield assets, or a real estate professional looking to close unique deals, the Spanish market is undergoing a major evolution.
Since Spanish Solutions and what was then Comaskey properties, now Equity Release Spain introduced and pioneered modern Equity Release (Nuda Propiedad) in Spain back in 2019, this financial mechanism has grown exponentially. What started right here on the Costa Blanca is now exploding across the country, with firms across Spain following in our footsteps.
As the original pioneers and leading English-speaking specialists, we continue to set the industry standard, bridging the gap between lifestyle freedom and high-yield property investing.
A Rapidly Growing Market: Equity Release in Numbers
Once a niche alternative, Equity Release (Nuda Propiedad) has transformed into a mainstream financial strategy across Spain, with official Land Registry data showing around 1,800 to 2,000 bare ownership transactions completed nationally every year. Driven by an aging expat population and high homeownership rates, total transactions across senior property release models have jumped over 40% in recent years.
Most notably for local buyers and sellers, the Comunidad Valenciana and the Costa Blanca in particular leads all of Spain in deal volume, accounting for nearly 1 in every 4 transactions nationwide. With deep roots in the region and local notary presence, your team at Equity Release Spain keeps our clients at the forefront of this booming market.
For Homeowners: Unlock Your Wealth Without Leaving Your Home
Many expats living on the coast are property rich but cash constrained. You shouldn’t have to sell your home or leave your community to fund your golden years.
Through a Nuda Propiedad agreement:
- Get a 100% tax-free lump sum to live the retirement you deserve.
- Stay in your home for life with guaranteed lifetime usufruct (usufructo).
- Zero debt or repayments, with legal safety notarized under Spanish law.
“I wanted to enjoy my retirement in Punta Prima without financial stress, but I refused to leave my home. This changed everything.” — David, Punta Prima
For Private Investors: Secure Premium Properties at Deep Discounts
Looking for a rock-solid, tangible asset with built-in equity? Traditional rental markets come with tenant hassles and high maintenance. Nuda Propiedad offers a smarter, hands-off alternative.
- Immediate Discount: Acquire prime detached properties and apartments at up to 60% below market appraisal.
- Zero Management Hassle: The occupants handle daily maintenance, utilities, and property taxes (IBI) for the duration of their agreement.
- Guaranteed Long-Term Appreciation: Prime Costa Blanca and Alicante real estate secured at a fraction of market value for your portfolio.
- For more Investor Information Click Here
Featured Opportunities
Below are three prime Nuda Propiedad opportunities currently available through Equity Release Spain:
📍 PROPERTY 1: 2 Bed / 2 Bath Villa in Campoverde (Ref# ERS149)
- Asking Price (Bare Ownership): €140,000 (Inclusive of buyer’s commission)
- Estimated Open Market Value: €240,000 (Approx. 42% discount)
- Sellers: Female 86 & Male 86 (Lifetime Usufruct)
- Features: Well-cared-for detached 2-bedroom, 2-bathroom villa featuring a large sunny roof solarium with an enclosed sunroom, a large front garden, and a private driveway big enough for 2 cars.
- The Pitch: A well-maintained property combining comfort, functionality, and a value-for-money ratio that is hard to find in Campoverde today. Zero landlord responsibilities and zero management stress.
- View Full Listing Details
📍 PROPERTY 2: 1 Bed / 1 Bath Apartment in Alicante City (Ref# ERS127)
- Asking Price (Bare Ownership): €140,000 (Inclusive of buyer’s commission)
- Estimated Open Market Value: €240,000 (54% Discount)
- Sellers: Fixed 15-year Usufruct duration
- Features: 65m² first-floor apartment in the sought-after Mercado area of Alicante. Features an open-plan lounge, dining, and kitchen area with high ceilings and timber beams, full-length windows opening onto small front balconies, and a double bedroom with a dressing area and back utility terrace. Equipped with modern comforts including hot/cold air conditioning and full appliances.
- The Pitch: Combine a prime central urban location near Alicante’s marina and shops with an incredible 54% discount under a fixed-term equity structure.
- View Full Listing Details
📍 PROPERTY 3: 3 Bed / 3 Bath Detached Villa in Santa Pola (Ref# ERS148)
- Asking Price (Bare Ownership): €230,000 (Inclusive of buyer’s commission)
- Estimated Open Market Value: €400,000 (57% Discount)
- Sellers: Male 70+ (Lifetime Usufruct)
- Features: Stunning 3-bedroom, 3-bathroom detached villa (including 2 en-suites) set on a generous low-maintenance plot with a private swimming pool surrounded by sun terraces.
- The Pitch: Secure a pristine Mediterranean villa at a massive 57% discount. Enjoy ultimate privacy, a private pool, and long-term equity growth with zero daily landlord hassle.
- View Full Listing Details
Click Here to See All Discounted Nuda Propiedad Properties Available Now
For Real Estate Agents, Lawyers, and Other Professionals: Partner With Equity Release Spain to Help Your Senior Clients
Do you have older clients who want to access their home equity but do not want to move out, making traditional sales impossible? Let’s work together.
We partner with top real estate agents, administrators, rental companies, and investment firms across Spain. When you bring us sellers or investors:
- We handle the complex legal structuring and valuation.
- We bring ready, pre-vetted private investors to the table.
- Referral commissions are paid out on every closed deal.
- Your valued clients get the protection, cash flow, and ease of doing business they deserve.
Total Peace of Mind: Backed by Spain’s Leading Institutions
When dealing with high-value property structures, trust and legal rigor are everything. While newcomer firms in Madrid try to capture the market, they lack local boots on the ground. As Comaskey Properties, we sold thousands of properties to thousands of happy expat clients from 2001 to 2018. We dominate the space because every deal is anchored by an unmatched network of local legal and financial heavyweights:
- Local Notarial Execution: Every transaction is formally executed locally with trusted authorities, such as Notaría Don B. Jaime Giménez Ballesta in La Zenia, providing bulletproof legal permanence registered directly at the Spanish Land Registry.
- ⚖️ Ironclad Legal Conveyancing: Handled from start to finish by our sister firm, Spanish Solutions, ensuring seller and buyer rights are 100% protected under Spanish civil code.
- 🏦 Banking & Institutional Confidence: We collaborate alongside major financial institutions, including Banco Sabadell and Santander, as well as premier institutional investment funds looking for prime Costa Blanca assets.
- 🌐 Unmatched Market Exposure: Together with our sister agencies Dolphin Properties and Spanish Homes Online, we provide a complete, closed-loop network connecting verified buyers with homeowners safely.
Visit Equity Release Spain Agents at their regional offices
With market demand at an all-time high, we have expanded our physical footprint so you can drop in for a coffee, a chat, or a confidential property valuation:
Whether you want to release equity from your home, add a discounted villa or apartment to your portfolio, or discuss an agent partnership, our doors are open.
Click Here to Book a Confidential Consultation regarding Equity Release
