Consumers in Spain have suffered a blow as the Supreme Court changed the precedents of the High Courts and ruled that if there is an abusive clause relating to expenses in a mortgage, that the clients are responsible for payment of the stamp duty and half the Notary fees. Previously the Civil Chamber of the High Court had made a… Read more »
Shock Sunday Closing Zenia Boulevard, Habaneras and Supermarkets
Many Shoppers got a shock this week finding that the Zenia Boulevard and Habaneras shops were now closed on a Sunday after years of being opened virtually every day. This is because in March 2015 a law was passed to limit Sunday opening and weekly opening hours, which would not come into effect until March 2018, which is why many… Read more »
Driving and Alchohol
I read yesterday of a local man who said that he had been stopped by the police and ordered to appear at Court in the morning. He said that he had drunk two drinks over a course of several hours with food and had driven home. He was very surprised that he had been ordered to appear in Court (where he will… Read more »
Mortgage Floor Clauses Refunds
What do you do when, after asking your bank for a refund because of a mortgage floor clause in your mortgage deed, they send you an email with, say, three possible options e.g. eliminate the floor clause, change the differential by 0.319% or refund you 4,200€? The normal customer has no idea whether the figures are correct or what to… Read more »
Traffic Fines in Spain
Traffic Fines In Spain – The number of traffic fines in Spain has risen over the last few years, leading to many people claiming that it is simply a way to increase income for regional Spanish Governments. We’ve taken a look at how to know if you’ve been fined and what your options are. The majority of fines are for… Read more »
CASE STUDY – Client says they have No Deeds.
Occasionally we have received an email from a client, who says something like “I bought a property off …… 12 years ago and I still have no title deeds. Please, can you help me.” This is a serious enquiry, which we have all too frequently, unfortunately. If we receive these enquiries we need to know if someone is in Spain… Read more »
Semana Santa
Spain celebrates Easter Week much more than most European countries and Semana Santa is probably the most important festival on the Spanish calendar. From 25th March until 1st April 2018 Semana Santa will completely dominate Spain, so no matter where you are, there’ll be something to commemorate the Resurrection. Seville and Malaga are the main places to visit and watch… Read more »
Spain´s Tough Anti-Smoking Law
As of January 2, 2011, it became against the law to smoke in bars and restaurants in Spain. The law also prohibited lighting up in enclosed public places, although hotels are allowed to reserve 30 percent of their rooms for smokers. Outside smoking is banned in open-air children’s playgrounds – even those inside parks – and at access points to… Read more »
How will I be Affected by Britain Coming out of EU
How will I be Affected by Britain Coming out of EU if thinking of Buying a Property to Retire to? We are preparing a formal view on Brexit but we received this query today and it may help to see our answer. ” Hi I was getting ready to buy a home to retire to in Villamartin but a little… Read more »
HERRADA DEL TORO & SAN JOSÉ INVERSIONES Y PROYECTOS URBANÍSTICOS – PLAYA GOLF
HERRADA DEL TORO & SAN JOSÉ INVERSIONES Y PROYECTOS URBANÍSTICOS – PLAYA GOLF Many clients have unfortunately lost a lot of money due to the failed developments by the above. There has been a very important Judgement in September 2015. Banks now have been condemned to pay creditors even if there was no bank guarantee in place. This could affect… Read more »
