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Is your law office in Spain giving you honest reviews?

Posted and filed under Testimonials. Tagged:

I was reading an online review yesterday for a law office in Spain based in Alicante. Loads of good reviews in fact, but I noticed one of them was from “Patrick O’ Toole, Dublin, United Kingdom”.  Patrick was profuse in praise for the lawyers, but I’m thinking the fact that he is from Dublin in the UK suggests a little... Read more »

What is the typical return on investment?

Posted and filed under Businesses in Spain. Tagged:

The return on investments varies as it really depends on the underlying investment portfolio. The bond is just the tax-efficient way of investing and it’s then dependent on the type of portfolio selected. A high growth portfolio can easily achieve double-digit returns whereas a cautious portfolio around 4-5% per annum. There is a bond managed by Prudential which is very... Read more »

Spanish Bonds; a better option than UK Bonds?

Posted and filed under Businesses in Spain. Tagged:

As an expat in Spain, should I convert my British bonds to the Spanish version?  The following is a guest post by: David Evans, DipFA International Financial Adviser David represents Blacktower Financial Management (International) Limited UK Bonds Vs Spanish Bonds I have met many clients whilst undertaking financial reviews that hold UK Bonds with Insurance companies. Such as AVIVA, Friends... Read more »

Have you got a grip on your business in Spain costs and expenses?

Posted and filed under Businesses in Spain. Tagged:

We want to explain to you the importance of having got a grip on your business in Spain. Is cash flow killing the business of your dreams in Spain? Without profit there is no business- Sounds obvious? Not necessarily. Many businesses in Spain have very little in the way of management accounts. We once had two internal accountants, Debbie and... Read more »

Post-Covid real estate investing in Spain

Posted and filed under Bare Ownership. Tagged:

The following blog is inspired by an article that appeared in Bloomberg this week.  As the Spanish economy starts to reopen, flights are due to land here again from early June and there is a buzz in the Spanish air; investing in Spain? ordinary people, not just investors are looking for that.  What has changed in real estate investing in... Read more »

Holidays in Spain during COVID-19

Posted and filed under Newsletters. Tagged:

Holidays in Spain Covid passport

Spain’s secretary of state for tourism has said that there is good news and good times ahead for foreign tourists coming to Spain. We want to give you the latest news about Holidays in Spain during COVID-19. When will reopen the Spanish borders? Fernando Valdés said that the country aims to reopen overseas holidaymakers from June. They will do it... Read more »

GOLDEN VISA SPAIN after Brexit

Posted and filed under Legal Paperwork (NIE, Residencia, Padron). Tagged:

Spain first launched its popular golden visa programme back in 2013.  Back then, a simple investment of €500,000 in real estate was promised to gain a family residency in the country. Unfortunately, the application process proved more complicated than we had hoped. We had Chinese and Russian applicants who successfully purchased here but the red tape was excessive. Now, post-Brexit... Read more »

Will property prices fall in Spain after Brexit?

Posted and filed under Property in Spain. Tagged:

Will property prices fall in Spain after Brexit? Like it or not. Brexit is now a reality and UK citizens dreaming of property in Spain might need to assess before taking the plunge. But will buying Spanish property still be the cost-saving route to a comfortable lifestyle in the sun it has always been for British expats? Or could a... Read more »

Property business in Spain, Equity Release and donation

Posted and filed under Property in Spain. Tagged:

I remember writing the newsletter this time last year and all the talk was “Brexit” with a nod to the Corona Virus and the associated lockdowns which we thought at the time could last for weeks!  Well, things look very similar but with a few solid glimmers of light on the horizon. Green shoots, I think is the fashionable term. ... Read more »

Are you a UK pensioner living in Spain?

Posted and filed under Financial outlook, Newsletters, pension. Tagged:

UK pensioner living in Spain?

This an article for UK pensioner living in Spain. It is a Considerations for those that have UK pensions schemes and are a Spanish Tax Resident Should I have a financial advisor in Spain? There are many types of pension schemes and understanding their benefits and restrictions for many can prove troublesome. Although there are UK Government-backed advice centres, they... Read more »

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